/*
 Theme Name: Chinoz Finance
 Theme URI: https://example.com/
 Author: Graeme / ChatGPT
 Description: A simple marketing theme for Chinoz Finance Australia focused on low doc, no doc and non-bank lending.
 Version: 1.0
 License: GNU General Public License v2 or later
 License URI: http://www.gnu.org/licenses/gpl-2.0.html
 Text Domain: chinoz-finance
*/

body {
    margin: 0;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Open Sans", "Helvetica Neue", sans-serif;
    color: #222;
    background-color: #f7f7f9;
}

a {
    color: #0f7acf;
    text-decoration: none;
}

a:hover {
    text-decoration: underline;
}

.site-header {
    background: #ffffff;
    border-bottom: 1px solid #e1e4ea;
    padding: 1rem 0;
    position: sticky;
    top: 0;
    z-index: 10;
}

.container {
    width: 90%;
    max-width: 1200px;
    margin: 0 auto;
}

.site-branding h1 {
    margin: 0;
    font-size: 1.5rem;
}

.site-branding span {
    display: block;
    font-size: 0.85rem;
    color: #777;
}

.site-navigation {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.main-menu {
    list-style: none;
    margin: 0;
    padding: 0;
    display: flex;
    gap: 1.5rem;
}

.main-menu li {
    margin: 0;
}

.main-menu a {
    font-weight: 500;
}

.main-cta {
    padding: 0.5rem 1rem;
    border-radius: 999px;
    border: 1px solid #0f7acf;
    color: #0f7acf;
    font-weight: 600;
}

.main-cta:hover {
    background: #0f7acf;
    color: #fff;
    text-decoration: none;
}

/* Hero */
.hero {
    padding: 4rem 0 3rem;
    background: linear-gradient(135deg, #0f7acf 0%, #051a2f 60%);
    color: #ffffff;
}

.hero-grid {
    display: grid;
    grid-template-columns: minmax(0, 1.4fr) minmax(0, 1fr);
    gap: 2.5rem;
    align-items: center;
}

.hero h1 {
    font-size: 2.4rem;
    margin-bottom: 1rem;
}

.hero p.lead {
    font-size: 1.1rem;
    margin-bottom: 1.25rem;
}

.hero-badges {
    display: flex;
    flex-wrap: wrap;
    gap: 0.5rem;
    margin-bottom: 1.25rem;
}

.hero-badge {
    background: rgba(255,255,255,0.08);
    border-radius: 999px;
    padding: 0.35rem 0.9rem;
    font-size: 0.8rem;
}

.hero-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 0.75rem;
}

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 0.7rem 1.4rem;
    border-radius: 999px;
    font-weight: 600;
    border: none;
    cursor: pointer;
    font-size: 0.95rem;
}

.btn-primary {
    background: #ffffff;
    color: #0f7acf;
}

.btn-outline {
    background: transparent;
    border: 1px solid rgba(255,255,255,0.7);
    color: #ffffff;
}

.hero-aside {
    background: rgba(255,255,255,0.06);
    border-radius: 1.25rem;
    padding: 1.5rem;
    border: 1px solid rgba(255,255,255,0.2);
}

.hero-aside h3 {
    margin-top: 0;
}

.hero-aside ul {
    padding-left: 1.1rem;
    margin-bottom: 1.2rem;
}

.section {
    padding: 3rem 0;
}

.section-heading {
    text-align: center;
    margin-bottom: 2rem;
}

.section-heading h2 {
    font-size: 1.8rem;
    margin-bottom: 0.5rem;
}

.section-heading p {
    color: #666;
    max-width: 650px;
    margin: 0 auto;
}

.cards-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(230px, 1fr));
    gap: 1.5rem;
}

.card {
    background: #ffffff;
    border-radius: 1.2rem;
    padding: 1.5rem;
    box-shadow: 0 10px 25px rgba(15, 122, 207, 0.06);
    border: 1px solid #e4e7f0;
}

.card h3 {
    margin-top: 0;
    margin-bottom: 0.5rem;
}

.card p {
    margin: 0;
    color: #555;
}

/* Steps */
.steps-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 1.5rem;
}

.step-number {
    width: 32px;
    height: 32px;
    border-radius: 999px;
    background: #0f7acf;
    color: #fff;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    margin-bottom: 0.75rem;
}

.step-card h3 {
    margin-top: 0;
    margin-bottom: 0.4rem;
}

/* FAQ */
.faq-item {
    background: #ffffff;
    border-radius: 0.9rem;
    padding: 1.1rem 1.2rem;
    margin-bottom: 0.8rem;
    border: 1px solid #e4e7f0;
}

.faq-item h3 {
    margin: 0 0 0.4rem;
    font-size: 1rem;
}

.faq-item p {
    margin: 0;
    color: #555;
}

/* Footer */
.site-footer {
    background: #05101f;
    color: #bcc5d6;
    padding: 2.5rem 0 1rem;
    margin-top: 3rem;
}

.site-footer a {
    color: #e3ecff;
}

.footer-top {
    display: grid;
    grid-template-columns: minmax(0, 1.4fr) minmax(0, 1fr);
    gap: 2rem;
    margin-bottom: 1.5rem;
}

.footer-bottom {
    font-size: 0.8rem;
    color: #8a94a8;
    text-align: center;
}

.footer-heading {
    font-weight: 600;
    margin-bottom: 0.5rem;
}

.footer-links {
    list-style: none;
    margin: 0;
    padding: 0;
}

.footer-links li {
    margin-bottom: 0.25rem;
}

/* Responsive */
@media (max-width: 768px) {
    .site-navigation {
        flex-direction: column;
        align-items: flex-start;
        gap: 0.75rem;
    }

    .hero {
        padding-top: 3rem;
    }

    .hero-grid {
        grid-template-columns: 1fr;
    }

    .hero-aside {
        margin-top: 1rem;
    }

    .footer-top {
        grid-template-columns: 1fr;
    }
}